August 1, 2016, if you are overdrawn and the bank returns
the check(s) that overdrew your account, you may be charged
a return item fee of $30.00 for each check returned with
a daily maximum not to exceed $150.00. If you are charged a
return item fee you will not receive an overdraft charge. If
any additional questions, feel free to contact us at 906-387-2006.